Tag: money


Private Health Insurance

January 2, 2024

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What to watch and when exclusions are acceptable wanted I these days do not blog, am actually on vacation. Without hesitation tech investor explained all about the problem. Since I had some questions about this topic now, however, I decided to write a lot about. The private Krankenversicherung (PKV) is different than the statutory health insurance (GKV) by a risk assessment based on. In this process to the questions raised in the request. To know more about this subject visit Andy Florance. ardinal Health, an internet resource. Here is asking past disorders and problems, impairments and disabilities and also planned treatments. Already expired treatments give an overview about the “vulnerability” and if necessary investment or physical defects.

But also planned treatments will be asked, these are important for the risk assessment. What insurers want to insure already a customer, must be handled tomorrow (planned). Who insured a House which already Burns against fire? No, because the premium would have to exceed 100% of the amount of the loss. Insurance companies are no welfare institutions. There are probabilities assured that the individual can not only wear.

The last few days I received under other following request. Last year about 20-25 meetings psychotherapy perceived because of no big deal, I just was there, I get no drugs, no stationary Aufenthalt.Habe last year psychotherapy perceived approx. 20-25 meetings because no big deal, I was just there, got no drugs, no hospitalization. Generally, a “red rag” for many insurers is the subject of psychotherapy and the resulting costs. Already, the prospective buyer here writes that it was only in the last year. In addition, that the number of sessions is not really small. In this case an application not worth it but for another reason, because further writes the prospect here in the mail to me: now I like would complete an option tariff which provides me the health status and the age. I need this for the reason, because I evt. in a week a few hours psychotherapy will take again I always go when I questions to the Life don’t, as I said great.


EUR Day

January 2, 2024

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Comdirect day money with 2.00% interest p.a.. The impact of recent interest rate cuts are still being felt. Comdirect also adapts to the market situation. The rate cut made currently by the comdirect Bank on the day money account Tagesgeld plus applies only to new customers who want to create up to 10.000,-euro. Well, there’s only half, namely 2.00 percent per annum for new customers with a deposit of up to $ 5,000.00. Interest rates to 1.25 percent p.a. Filed under: Ali Partovi. amount for a deposit in the amount of 5.001,00 EUR 30.000,00 euro.

The remaining interest rate remains the same. The attractive framework conditions are also equal. So the account opening and account management with no cost associated and no monthly minimum payment. In addition to the daily money account you can choose plus for the comdirect bank account. Regardless of a credit card is included in the product part of the day money account in any case, the benefits of which can be used at any time free of charge. There is a detailed overview of the product under../comdirect-girokonto-plus.html. Day money compared slips after rate cut back the comdirect and makes convenient it is now in the lower middle. See day money / comparison can be found a clear comparison of current market day money offers.

The top spot is now taken of Cortal Consors. The company offers on its money market accounts an interest rate of 4.00 per cent per annum, or 3.25 per cent p.a.. In addition, both versions are of no monthly minimum payment for free. For more information about summarizes open trade portal Tagesgeldrechner.info. As day money includes current accounts, as also the passbooks and deposit to the safest investment products, because the sums of the customers on these investments are secured by the deposit protection fund up to certain amounts and are therefore safe.


Insurance Coverage Grows: Media Liability Light By Exali Extended

December 25, 2014

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“” New: optional performance enhancements provide more flexibility providing media liability light now with the performance enhancements of contractual liability “and world-wide coverage”. On its redesigned Web site the insurance Portal-specific professional liability with comprehensive extension of the tariff selection and scope of insurance media offers for freelance and independent journalists. From the practice for the practice: The media liability light developed by exali end of 2008 together with the specialist insurer Hiscox. The experience of the past years incorporated the functionality of the new Web site as well as a comprehensive upgrade of the insurance tariff. Our portal is now better structured and provides all relevant tariff information to the professional liability at a glance. In addition, the customer has the possibility to request the desired scope of insurance quickly and easily online with a post advantage. In the documents, such as the insurance certificate are created in real time”, explains Ralph Gunther, Managing Director of exali. This upgrade of the light media liability was the logical answer to the increased demands of the Webworkers”, the exali Chief. Google penalty, fail in a social media campaign or a late finished Web shop: for media clients, the financial disadvantages can be huge and consequently their claims for compensation. “” Flexible scope of insurance business start-ups and growth supports the combination of rate variations with different insurance sums, as well as the two new performance enhancements contractual liability “and world-wide coverage” allows the entrepreneur to choose a very cheap insurance protection with greater flexibility. According to the development of its business insurance cover it can grow in the future. The upgrade function in the customer area of exali, the policyholder can always customize the sums insured and additional services to expand the scope of the insurance. This changes the Professional liability be immediately documented and thus part of the contract. The best possible insurance protection focus in times of social media and Web 2.0 are the requirements on media professionals and Webworkers always global and diverse. exali want therefore convince with its simple and effective online service and with specific insurance coverage be groundbreaking for its target audience. So that damage can be handled smoothly, it is a prerequisite that the professional indemnity and public liability take into account the industry-typical risks of media professionals and agencies”, so Gunther. In the new fare were therefore grouped the asset liability with the business liability insurance in a condition and painted the Sublimits for the operational area. At the same time, the contribution of business liability insurance has been reduced. Another innovation: Violations of copyrights, personal rights, naming rights, trademark rights, competition rights and licensing rights were already insured, be explicitly listed in the new terms and conditions for more transparency. Similarly with damages resulting from the disclosure of sensitive information, the transmission of viruses, worms, Trojans, and publishing content for their own products or services. Another advantage is the new pre sales coverage. Thus, the insurance coverage includes all occurring during the term of professional liability insurance claims. At the time of damage causing it not is. “Also if necessary: contractual liability and worldwide coverage with the new power extension of contractual liability ‘ we go beyond the traditional coverage of a professional liability with the exali concept of special”, so Gunther. Most insurers would assume only claims for damages, arising due to legal liability (E.g. law of obligations in the BGB) but no damage due to contractual arrangements with the contracting authority, that the beyond the legal regulations. Tightening liability regulations are about exemption from liability of the customer, obligations of so-called service level agreements (SLA BBs), an agreed burden of proof or regulations that exclude the plea of contributory negligence of the customer. Who uses not only its own contracts for his business, but by contracting authorities must accept the conditions, agreements, and terms and conditions, is with the extension on the safe side. With the power expansion of worldwide coverage ‘ media can extend the insurance coverage for Europe on a global protection. As by the rapid spread of information about Internet damage still difficult regional can be limited, a worldwide insurance coverage has become important for the freelancers and the small agency. For more information about the media liability light there at:… Ralph Gunther